Ameriplan USA was founded in 1991 by twin brothers Dennis and Daniel Bloom. Ameriplan is the largest discounted health benefits company in the country with over 1.2 million members participating in Ameriplan’s dental and/or medical plans. They offer a less expensive alternative to traditional health care, which is called consumer- driven health care. With over $100 million in annual revenue, Ameriplan has experienced tremendous growth over the past 17 years.

The Product

Ameriplan USA offers discounted health benefits that include dental and medical care. From $14.95 to $59.95 per month, a member can receive up to an 80% discount on all dental and medical services. In addition, a member can receive substantial discounts on vision, prescription and chiropractic care. Because this is not insurance, there are no co-pays, deductibles or waiting periods and payment is due at time of service. For most people who are under insured or don’t have any insurance at all, these plans have proven to be a valuable, affordable and an essential need in today’s economic times.

The Business

Ameriplan USA has chosen the route of network marketing to bring their health discount plans to the market. While many people have a poor opinion of the network marketing industry, it is a real distribution method that when applied properly will create good results. Someone can join Ameriplan as an IBO (Independent Business Owner) for a small startup fee of $95 which will give you access to your back office and 5 websites. There is a $50 per monthly fee which is paid against any commissions owed to you. Ameriplan does offer detailed and free daily training. As an IBO, you can make money two ways. One way is by enrolling members into the health plans. The second and most lucrative is by building a downline, via recruiting, into your organization of people that in turn do the same. You then receive a portion of the volume accumulated in your group. Ameriplan has a pin system which allows you to be promoted up through the different levels thus increasing your override percentage of your team. What makes Ameriplan’s compensation plan so attractive is that by enrolling members into the health plans or recruiting people into your organization, you are paid immediately which means you can receive multiple checks per month. In addition, all monies paid are on a residual basis. Ameriplan’s motto; work your Ameriplan business consistently for 2 to 4 years to earn a $100,000 lifetime residual income.

The conclusion

Ameriplan USA is not a scam. Ameriplan is a solid company with a good product that can be marketed with a good support system in place. If you have a desire to recruit your friends and family, make repeated phone calls to prospects, post fliers around town, send out thousands of post cards and think you have the ability to recruit hundreds into your business, then Ameriplan may be right for you.

On the other hand if you are looking for more of an internet based automated system that does not require the calling and chasing of your friends and family, then Ameriplan is not right for you.

Next, if you want to discover if Ameriplan is really a scam then you will want to grab my special free report today.

General Information:AmeriPlan Corporation is the nation’s premiere discount medical plan organization, saving its members millions of dollars in supplemental healthcare benefits since 1992.AmeriPlan USA was started by two brothers, Dennis and Daniel Bloom, who were also twins. It was launched in April 1993. At the time, there were only two AmeriPlan USA Independent Business Owners (IBO’s). They were Dennis and Daniel. Today, there are more than 55,000 AmeriPlan USA IBO’s that promote AmeriPlan’s program in all 50 states, except Alaska.Individuals pay $11.95 per month, households $19.95 per month. In return, AmeriPlan customers get up to 80% off their dental work. The company has added a free vision program and a pharmaceutical program to the original package, and plans to add chiropractic discount program.AmeriPlan USA has aligned itself with 30,000 dentists nationwide. It also works with the pharmaceutical companies; such as, CVS, Target, Walgreens, and more. For eye, AmeriPlan has agreements with major names; such as, Pearle Vision, Eyemasters, and LensCrafters.AmeriPlan USA Business OpportunityBasically, to become an AmeriPlan USA Independent Business Owner, it will cost $50.00 and you continue to pay $50.00 per month which includes:Business Benefits Package: resources in the industry to help AmeriPlan USA IBO’s develop their business. Many of the benefits are incorporated at no additional cost as part of the monthly fee while others are available at a significant markdown.AccessSaver: All IBO’s have access to this program for only $14.95 per month. This program offers cut rate services for dining, automotive, recreation, and shopping. Complimentary Services & Programs: All of the IBO’s receive complimentary services and programs to:- Corporate Services which inlcude: application and processing & membership fulfillment, bank & credit card services, customer service, provider relations, and information technology.- Discount Healthcare Membership IBO’s also get with this healthcare programs, which has a retail value of $19.95 per month. – Six E-commerce enable websites. Four to send members to and two to send other opportunity seekers to. – IBO Back Office where all internet tools for AmeriPlan IBOs. The site has information on their sales organization, commissions, training, forms, events, promotions, emails center, and much more.- Training Web Site this is where IBOs can receive their AmeriPlan eKit which includes online tools and resources to assist them with their business.Sales Director Program: As an AmeriPlan Sales Director you are eligible for additional complimentary benefits including: 401K benefits, accidental death and dismemberment, and direct deposit banking.Optional Business Benefits: Optional resources and tools to assist with building your business. – $45 IBO Kit which is mailed out to you, which has tools and trainings to assist the IBO with his or her business.AmeriPlan USA Products:The kinds of services you get with AmeriPlan are: AmeriPlan Dental, AmeriPlan vision, AmeriPlan prescription, and AmeriPlan chiropractic.Features: Since they are not an insurance, there are no forms to fill out, no waiting, no limits on your visits or your services, and no one is left out.Costs For Each Plan is as follows:Individual Dental which includes Dental, vision, prescription, and chiropractic expense is $14.95 per month.Dental Plus is for the entire household. It includes Dental, vision, prescription, and chiropractic. The charge is $19.95 per month.Basic Wellness for entire household includes Vision, prescription, hearing services, and nurse line. The charge is $14.95 per month.Total Health for entire household includes dental, vision, prescription, chiropractic, physician care, ancillary services, hospital advocacy, and nursel line. The cost is $39.95 per month.Lastly, is the Total Health Plus, again for the entire household includes dental, vision, prescription, chiropractic, physician care, ancillary services, hospital advocay, nurse line, auto club, identity theft assistance, and legal services. All for $59.95 per month.How the programs functions is:1. Locate a service in your area and make an appointment.2. Go to the dentist and bring your AmeriPlan member card.3. At the end of your appointment, you pay the discounted fee to the dentist.AmeriPlan Compensation Plan:AmeriPlan pays a 30% commission on every member and IBO you sign-up for as long as they remain on the books. You also have the ability to collect additional profits based on your downline.AmeriPlan’s traditional compensation plan for Independent Business Owners (IBO) pays a 30% level monthly residual commission on all personal business you write. Starting with the level of Senior Regional Sales Director (SRSD), AmeriPlan’s rewarding overrides reward IBOs who develop new leaders in their downline organization. A variety of levels within AmeriPlan USA include: Sales Director, Regional Sales Director, Senior Regional Sales Director, Executive Sales Director, Senior Executive Sales Director, National Sales Direct, and lastly National Vice President.4 Ways to Get compensated:1. APFlex Cycle Bonus: Once you qualify, you are eligible to weekly APFLex Cycle Bonuses. When you have $600 worth of bonus volume on one side and $300 worth of bonus volume, you will create a cycle bonus check.2. 100% Matching Bonus: When your team members earn a cycle bonus, you can make a 20% matching bonuse (paid weekly) on five levels of your personal organization.3. Advanced Commissions: IBOs earn 20% and 30% commissions on all membership programs sold. AmeriPlan pays out a 3 month advance (paid daily) to all IBOs on all Dental Plus, Basic Health, Total Health, SecureNet, and Freedom Pass Programs. There are never any chargebacks in AmeriPlan.4. Management Bonus Overrides: Once you have promoted to the 2nd Management (PIN) Level, which is Senior Regional Sales Director, you will earn a 15% Builder’s Bonus on all of your frontline RSD Teams. Additional bonus levels are added as you promote to NDS…NVP for a total of 34% in bonus overrides.AmeriPlan Training:AmeriPlan does present trainngs to its IBOs. In fact, there are a number of websites that give training to its members. But, ultimately, it is up to the IBO to attend the assorted trainings. The tainings are comprised of periodic opportunity calls, setting goals, show how to sponsor 4 to 6 members by handing out DVD’s, discount program brochures, show how to get people to watch your DVD, do 3 way call, show how to use scripts when calling prospects, and more.Ultimately, the trainings instruct IBOs how to invite prospects to a presentation, like the DVDs, opportunity call, IBO website, 3 way calls, etc. Using such methods can be difficult for many people. Using tools is great, but first you have to find the prospects to talk to and usually, like in AmeriPlan, it begins with family and friends. If you are using these methods, without much success, don’t despair. Many have used these strategies and failed. The problem is family and friends should not be your target market. Secondly, this sets up many IBOs, who probably have never had a business before, to fail. Not a good start and ultimately, if they continue to deal with rejection and more failure, in 30-90 days, they quit.In conclusion, creating a business is a lot of hard work. Most people, who are just starting a business with an MLM or network marketing company, are never told the realities of this and they usually don’t find out until they have exhausted a lot of time and money trying to build a business. If they were informed, you would be able to filter out those who are just seeking to get rich from those who are serious about having a business opportunity. This might help with the poor attrition rate one recognizes in the network marketing industry.